What We Do
Ercas is a licensed digital finance infrastructure provider.
Accept & Manage Payments
Across multiple channels with unified reconciliation and enterprise controls.
Launch Value-Added Services
Without complex builds. APIs or white-label deployments.
Run Mission-Critical Systems
On resilient, decentralized infrastructure built for uptime.
Modular Ecosystem
Each product works independently or as part of full-stack infrastructure.
Product Ecosystem
Everything you need to power digital finance at scale.
Built on Modern Infrastructure
Enterprise-grade technology powering digital finance at scale.
E-Wallet Solutions
Complete digital wallet infrastructure for secure payment management and fund transfers across networks.
Payment Processing
Real-time payment processing with multi-channel support (cards, transfers, QR codes, USSD).
Prepaid Card Management
Full lifecycle management of prepaid cards including issuance, activation, and transaction tracking.
Digital Banking Platform
Comprehensive banking infrastructure including accounts, deposits, and multi-currency support.
Enterprise-Grade Security & Compliance
Built with institutional security and regulatory compliance at the core.
PCIDSS Certified
Fully certified for payment card industry security standards with continuous compliance audits.
PSSP Licensed
Licensed Payment Service Provider by the Central Bank of Nigeria with regulatory oversight.
NDPA Compliant
Complete compliance with Nigeria Data Protection Regulation and international data standards.
99% Uptime SLA
Mission-critical infrastructure with guaranteed uptime for your business operations.
Decentralized Infrastructure
Peer-to-peer infrastructure design eliminates single points of failure for maximum resilience.
Real-Time Monitoring
24/7 monitoring, alerting, and 99.9% transaction success rate with instant reporting.
What People Have to Say
Trusted by institutions across Africa for digital finance operations.
"Ercas transformed how we handle collections. We process 10x more transactions with zero downtime."
Chioma Okafor
Head of Finance, Education Tech Startup
Education
"The API integration was seamless. We had our VAS platform live in less than a week with full support."
Tunde Adeleke
CTO, Fintech Company
Financial Services
"We trust Ercas with mission-critical payment infrastructure for our 2M+ users across West Africa."
Amara Okonkwo
CEO, Pan-African Platform
Enterprise
"The compliance and security features gave us instant confidence in their infrastructure."
David Eze
Compliance Officer, Government Agency
Public Sector
"Support team is phenomenal. Available 24/7 and deeply knowledgeable about our use cases."
Grace Mensah
Operations Lead, Religious Organization
Non-Profit
"Ercas enabled us to scale globally. Multi-currency support and local market expertise is unmatched."
Kofi Mensah
Business Director, E-Commerce
Retail
Why Ercas
Built for institutions that treat payments as strategic assets.
Licensed & Compliant
PSSP licensed by CBN, PCI-DSS certified, NDPA compliant.
Mission-Critical Scale
Built for high-volume, mission-critical use cases with 99% uptime.
Enterprise-Ready
White-label deployments and fully customizable solutions.
African Markets
Designed for African markets with global capability.